Quoting%20commentary for Ketubot 178:11

דיקא נמי דקתני גובה את הכל אי אמרת בשלמא דכתב לה משום הכי גובה את הכל אלא אי אמרת דלא כתב לה מאי גובה את הכל מנה מאתים הוא דאית לה

This conclusion can also be read from the mishnah, as it teaches, “[She] collects the entire amount.” If you agree that [this is a case where] the husband had written [a ketubah] for her, one can well understand why she “collects the entire amount.” But if you say that he did not write for her, what can it mean that she “collects the entire amount”? She only receives the 200 or 100.

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